Paypal
Here's how the PayPal payment process typically works:
1.Log in: First, log into your PayPal account. If you don’t have one, you’ll need to sign up.
2.Choose Payment Method:
Within PayPal: Select “Send & Request” or “Pay” option.
On a Merchant's Website: Choose PayPal as your payment method during checkout, and you’ll be redirected to PayPal’s site.
3.Enter Payment Information:
On PayPal’s site, enter the payment amount and the recipient’s information (like their email address).
On the merchant’s site, confirm the payment amount and recipient details, then click “Continue” or “Confirm.”
4.Select Payment Source:
Choose to pay using your PayPal balance, linked bank account, or credit card.
5.Confirm Payment:
After reviewing all details, click “Pay Now” or “Confirm.”
PayPal may ask for your account password or additional verification.
6.Complete Transaction:
Once the transaction is complete, you’ll see a confirmation page, and PayPal will send a confirmation email.
You can view the transaction details in the “Activity” or “History” section of your PayPal account.
Credit Cards
Sure! Here’s the process of paying with a credit card on a website in American English:
1.Select Items: Browse and choose the items or services you want to purchase on the website, then add them to your shopping cart.
2.Checkout: After you’ve finished shopping, click on the “checkout” or “buy” button to go to the payment page.
3.Enter Payment Information:
Credit Card Details: On the payment page, enter your credit card information, including the card number, expiration date, and security code (CVV). Some websites might also ask for your billing address, which is the address where your credit card statements are sent.
Billing Address: Input the billing address associated with your credit card to help verify the card’s validity.
4.Review Order: Check that your credit card information and order details are correct. You might see an order summary, including the items, prices, shipping costs, and the total amount.
5.Authorization and Verification:
Payment Processing: When you click “submit order” or “pay,” the website sends your credit card information to its payment processor. The payment processor forwards this information to the credit card network (like Visa, MasterCard, etc.).
Issuing Bank Verification: The credit card network sends the request to your issuing bank, which verifies your account information, credit limit, and other security factors before approving the transaction.
6.Transaction Approval or Decline:
If the issuing bank approves the transaction, the payment processor sends a confirmation back to the website, and the transaction is completed.
If the issuing bank declines the transaction, you’ll receive an error message or decline notification. You can try another payment method or contact your issuing bank to find out why.
7.Confirmation and Receipt:
Once the transaction is successful, the website will provide an order confirmation page and send a confirmation email with your order number, transaction details, and estimated delivery time.
You can also check your account page for order status and history.
8.Shipping: The merchant will process and ship your order, often providing tracking information so you can monitor the delivery status.